Thousands of workers in the United Arab Emirates receive their monthly wages through salary cards issued by First Abu Dhabi Bank, commonly known as FAB. Because many employees do not have full bank accounts, the FAB salary card system allows companies to transfer wages quickly through prepaid payroll cards.
However, a common problem workers face is not knowing how to check their salary balance, especially when they do not have access to online banking. Many users search for FAB salary check to confirm whether their salary has been credited or to see the remaining balance on their card.
This guide on Gulf247 explains exactly how to check your FAB salary balance step-by-step, including online methods, ATM options, and mobile solutions. The goal is to help residents in cities like Abu Dhabi, Dubai, and Sharjah quickly confirm their salary without confusion.
What Is FAB Salary Card (Ratibi Card)?
The FAB salary card, often called a Ratibi card, is a prepaid payroll card issued by First Abu Dhabi Bank for employees who do not have a traditional bank account.
Employers deposit salaries directly into this card through the UAE Wage Protection System.
This system allows workers to:
• Receive salary safely
• Withdraw money from ATMs
• Check balance anytime
• Make purchases at shops
The card works like a prepaid debit card but is specifically designed for payroll payments.
Method 1 – FAB Salary Check Online (Official Website)
The easiest way to check your salary balance is through the official FAB balance inquiry page.
Step-by-Step Process
- Open the official FAB salary check webpage.
- Enter your FAB card number.
- Enter the ID number or verification code shown on the page.
- Click Login or Check Balance.
- Your salary balance will appear on the screen.
This method is useful because it allows workers to check their salary without visiting an ATM.
Many employees in Dubai and Abu Dhabi use this method to quickly confirm salary deposits from their employers.
Method 2 – FAB Salary Check at ATM
Another reliable way to check your salary is by using an ATM machine.
First Abu Dhabi Bank has ATMs located across malls, metro stations, and commercial areas in the UAE.
Steps to Check Balance at ATM
- Insert your FAB salary card into the ATM.
- Enter your PIN number.
- Select Balance Inquiry.
- The screen will display your available salary balance.
You can also print a receipt showing your remaining balance.
This method works even if you do not have internet access.
Method 3 – FAB Mobile App Balance Check
Employees who have smartphones can also check their salary through the FAB Mobile Banking app.
Steps
- Download the FAB mobile banking app.
- Register using your card information.
- Log in to your account.
- View your salary balance and recent transactions.
This option allows workers to track spending and receive updates whenever their salary arrives.
Method 4 – SMS Salary Notification
Some employers activate SMS alerts for salary payments.
When salary is credited to the card, workers receive a message confirming the deposit.
This system helps employees quickly know when their salary has been transferred without checking online.
Common Problems During FAB Salary Check (And Solutions)
Workers sometimes face problems while checking their salary balance. Here are the most common issues and how to solve them.
Website Not Opening
Sometimes the FAB balance inquiry page does not load.
Solution:
Try opening the page using a different browser or check your internet connection.
Incorrect Card Number
Entering the wrong card number will prevent login.
Solution:
Carefully type the 16-digit number printed on your salary card.
ATM Not Accepting Card
If the ATM does not accept your card, it could be a machine issue.
Solution:
Try another ATM operated by First Abu Dhabi Bank or another UAE bank.
Forgotten PIN
If you forget your PIN, you cannot access the ATM balance option.
Solution:
Contact FAB customer support or visit a branch to reset your PIN.
Where Can You Withdraw FAB Salary?
Salary funds can be withdrawn from multiple ATM networks across the United Arab Emirates.
Common withdrawal locations include:
• FAB ATMs
• Other UAE bank ATMs
• Shopping mall ATM machines
However, some machines may charge a small withdrawal fee depending on the bank.
Tips for Using FAB Salary Card Safely
Because salary cards hold your monthly income, protecting them is very important.
Follow these safety tips:
Never share your PIN number with anyone.
Do not allow strangers to help you at ATMs.
Check your balance regularly to detect suspicious transactions.
Report lost cards immediately to First Abu Dhabi Bank.
These precautions help protect workers from fraud or unauthorized withdrawals.
Why FAB Salary Cards Are Popular in the UAE
Many companies in the United Arab Emirates prefer salary cards because they simplify payroll management.
Instead of distributing cash, employers transfer salaries electronically through the Wage Protection System.
This ensures employees receive wages securely and on time.
For workers in industries such as construction, hospitality, and retail, the FAB salary card has become one of the most common payment methods.
Frequently Asked Questions
How can I check my FAB salary online?
You can check your balance through the official FAB balance inquiry website by entering your card number.
Is FAB salary check free?
Yes, checking your balance online or at an ATM is usually free.
What is a Ratibi card?
A Ratibi card is a prepaid salary card issued by First Abu Dhabi Bank for employees without bank accounts.
Can I withdraw my full salary from an ATM?
Yes, you can withdraw cash depending on the ATM withdrawal limit.
What should I do if my salary is not credited?
Contact your employer first to confirm the salary transfer, then check your card balance again.
Final Thoughts
Knowing how to perform a FAB salary check is essential for workers who receive wages through salary cards issued by First Abu Dhabi Bank.
Whether you check your balance online, through an ATM, or using the mobile app, these methods allow employees across the United Arab Emirates to confirm their salary quickly and manage their finances with confidence.
At Gulf247, we focus on practical guides that solve everyday problems for UAE residents, helping people navigate banking, telecom, and government services with simple step-by-step information.